@Article{egusphere-2026-3260,
AUTHOR = {Oerlemans, C. and Taylor, Z. J. and van den Boomen, M. and Kok, M.},
TITLE = {Split incentives in property-level flood adaptation across households, insurers and government in the Netherlands},
JOURNAL = {EGUsphere},
VOLUME = {2026},
YEAR = {2026},
PAGES = {1--27},
URL = {https://egusphere.copernicus.org/preprints/2026/egusphere-2026-3260/},
DOI = {10.5194/egusphere-2026-3260}
}