Oceanic submesoscale dynamics play a critical role in energy cascades and vertical tracer transport. The Surface Water and Ocean Topography (SWOT) mission, through its high-resolution wide-swath sea surface height (SSH) observations, provides an unprecedented capability for resolving these processes. While this enhanced spatial coverage represents a major advance over conventional nadir altimetry, it also introduces new challenges for constructing dynamically consistent gridded Level-4 products. To address these challenges, a range of data fusion and reconstruction approaches have been developed to incorporate SWOT observations into next-generation SSH mapping systems. This study presents a comparative evaluation of three SWOT-derived Level-4 products (MIOST, 4DvarQG, and 4DvarNet) over the North Atlantic (25&deg; N&ndash;50&deg; N, 80&deg; W&ndash;10&deg; W). The assessment combines Eulerian metrics of mapping accuracy, Lagrangian trajectory mprediction skill based on surface drifter observations, and diagnostics of dynamical structures using Rossby number (<em>R_o</em>) and finite-size Lyapunov exponent (FSLE) fields, with SWOT Level-3 data as a reference. The results reveal a pronounced scale dependence in product performance. In mesoscale-dominated regimes such as the Gulf Stream, 4DvarQG achieves the highest velocity reconstruction accuracy and improves short-term (0&ndash;4 days) Lagrangian prediction skill, reflecting the benefits of quasi-geostrophic dynamical constraints. In contrast, 4DvarNet shows greater sensitivity to smaller-scale variability, characterized by sharper SSH gradients, elevated <em>R_o</em>, and more filamentary strain structures, indicating an enhanced representation of fine-scale features. However, the physical realism of these intensified small-scale signals requires further validation against higher-resolution or less-filtered observations. MIOST demonstrates stable and consistent performance across a wide range of spatial scales for global ocean mapping. These results highlight inherent trade-offs between dynamical consistency and small-scale variability representation among current SWOT-based Level-4 products. Future developments may therefore benefit from hybrid approaches that integrate data-driven flexibility with explicit physical constraints.