Accurately forecasting summertime convection remains a challenge for convection-permitting ensemble prediction systems, which often show insufficient spread in precipitation forecasts. This study examines the role of microphysical uncertainties using the ICOsahedral Non-hydrostatic (ICON) model for four representative convective cases over central Europe. A 108-member cloud microphysics ensemble (MPHYS-ENS) was generated by perturbing cloud condensation nuclei (CCN) and ice-nucleating particle (INP) concentrations, graupel sedimentation velocity, and the cloud droplet size distribution. Microphysical perturbations alone produced substantial variability in convective intensity and location, despite identical initial and boundary conditions. Precipitation totals were highly sensitive to CCN and graupel sedimentation, with deviations of 17–33 % across cases, while the timing of convection onset was only weakly affected. Rapid domain-wide error growth indicated strong thermodynamic impacts even in cloud-free regions. Process diagnostics showed that water–ice and vapor–liquid phase changes dominate mean hydrometeor mass rates, while the most frequent processes involved evaporation. Cold-rain pathways consistently governed precipitation; higher CCN and INP concentrations enhanced this dominance, whereas faster graupel sedimentation weakened it. The ratio of cold- to warm-rain processes emerged as a potential diagnostic for identifying regimes in which increased aerosol loading enhances, rather than suppresses, precipitation. Comparison with operational ensembles highlighted the importance of ensemble size. The 108-member MPHYS-ENS generated the largest spread, while bootstrapped 20-member subsets approached operational ensemble system levels. This study demonstrates that cloud microphysics is a major source of forecast uncertainty in summertime convection and should be explicitly represented in ensemble design.